Finance at Prestige Hino

Ask our experts to custom-design a finance and insurance package to meet your individual business requirements. You’ll take to the highway knowing you’ve found the best solution possible to help your business grow now and in the future.

We’ll visit you on site and work with you to find a finance solution that really succeeds in saving you time, money and getting your business travelling faster. We give you access to a wide range of finance strategies and we’ll be completely transparent about what’s involved, so you can make a fully informed decision.

Maximum Effectiveness

Whether you’re an owner/driver or an executive fleet manager, we make purchasing our trucks and buses a completely stress-free experience. Our team is industry trained and professionally accredited, so you’ll get the best finance advice for your trade or business. Here’s just some of the ways we’re making financing your next truck easier:

  • Finance packages tailor made for you – choose from fixed repayment loans, consumer finance, leasing, hire purchase and chattel mortgages
  • Flexible repayments – Structure your repayments to suit your budget for any time of the year
  • Protect your investment – we’re also a one-stop shop for a wide range of insurance packages, including GAP cover, loan protection, tyre and rim insurance, extended warranties and more
  • A single location for your paperwork – we make the process simpler by combining your finance and insurance packages in one
  • Lightning approvals – Get approved fast, drive away faster. All you’ll need to do is sign the paperwork and decide when to pick up your new truck.

Finance from Prestige Hino

Finance from Prestige Hino

Hino Term Purchase

  • Interest rates are fixed for the term
  • Terms are negotiable with a range of 12–84 months*
  • For tax and accounting purposes the operator is treated as the owner (i.e. on-balance sheet financing)
  • Depreciation allowances may be claimed
  • Ownership of trucks and buses is passed to
Finance from Prestige Hino

Hino Finance Lease

  • Interest rates are fixed for the term
  • Terms are negotiable with a range of 12–84 months*
  • Finance leases are accounted for on-balance sheet
  • Lessee is responsible for the payment of any shortfall between the sale proceeds or value of the vehicle and the present residual value at the end of the lease
  • Preserves working capital – funds can be invested in other parts of the business
Finance from Prestige Hino

Hino Business Vehicle Loan

  • Interest rates are fixed term
  • Terms are negotiable with a range of 12–84 months*
  • Your business owns the vehicle and HFS takes a mortgage over the vehicle so it remains an asset of your business
  • NO GST is payable on payments made on BVL
  • ITC (if applicable) can be claimed up-front via business activity statement

Hino Fleet Financing

An operating lease enables customers with 20 or more trucks and buses to outsource vehicle acquisition and disposal, passing the risks of ownership onto HFS. The customer may choose any or all of the Fleet Management Services as part of their monthly payment.

Features and benefits:

  • 100% funding at a known monthly cost
  • Simplified administration as lease rentals, normally fully tax deductible (except luxury vehicles), are expensed at the same rate in profit and loss account and cash flows
  • No liability or asset is shown on the balance sheet
  • Maintenance risk is eliminated as tyres, registration and other running costs can be built into the rental to provide the customer with a known fixed expense for varied terms and kilometres
  • Fleet servicing and OH&S compliance is managed by qualified mechanics using HFS’ purchasing power on trucks and buses, labour and parts
  • Resale risk is eliminated, as vehicle is returned to HFS at the end of lease term with no residual value liability

For further information please contact Prestige Hino.

* Subject to age of vehicle. For used trucks and buses up to five years old 12-60 month terms are available.